Takaful Benefit and Karama Benefit – Information
The program Takaful and Karama It represents the main pillar of Egypt's social safety net and serves millions of economically vulnerable citizens.
Created to reduce the impacts of poverty and guarantee minimum conditions of dignity, the benefit It has become essential for families without a stable income, the elderly, people with disabilities, and other vulnerable social groups.
In 2025, the program underwent one of its largest expansions since its inception, with increased values, a broader range of eligible categories, and greater digital integration.
These changes reinforced the role of benefit as an instrument of social justice and financial inclusion, especially in a context of economic reforms and rising cost of living.
This article explains, in a clear and objective way, who has the right, how to request, what documents to present e how to receive payment Takaful and Karama in 2025.
If you want to know if you can access this benefitContinue reading and follow each step carefully.
What is the Takaful and Karama Program?
Takaful e Karama is a national social welfare program launched in 2015 with support from the World Bank and administered by the Egyptian Ministry of Social Solidarity.
It was designed to protect the poorest citizens against economic shocks, structural unemployment, and persistent social vulnerabilities.
O benefit It is divided into two distinct branches, each geared towards a specific segment of the population.
One is the Takaful (Solidarity), focused on poor families with children, and the other, Karama (Dignity), aimed at individuals who lack the physical or social means to work.
In 2025, the program reached approximately 21 million people, covering more than 5 million families, with a record budget of 54 billion Egyptian pounds for the fiscal year 2025/2026.