How to Renegotiate FIES Online Through Desenrola FIES
Currently, a large portion of renegotiations can be done entirely online. This makes the process faster and more accessible.
Complete Step by Step
1. Go to the official website.
First, access the website or app of the bank responsible for the contract.
2. Locate the renegotiation area.
After that, look for options such as:
- FIES;
- Negotiation;
- Debts.
3. Analyze the available offers.
At this point, compare:
- Discount percentage;
- Number of installments;
- Entry value.
4. Choose the best offer.
However, select only one portion that truly fits within your monthly budget.
5. Finalize the agreement.
Finally:
- Generate the payment slip;
- Sign digitally, if necessary;
- Confirm the renegotiation.
Therefore, the contract will be updated in the bank's system.
Necessary documents
Although the process is digital in many cases, some documents remain mandatory.
Typically, banks ask for:
- CPF;
- ID;
- Proof of address;
- FIES contract;
- Proof of income.
Additionally, some banks may require extra authentication for security reasons.
Advantages of Regularizing FIES
Regularizing student loans offers important benefits for one's financial life.
Clean Name
After renegotiation, the student can be removed from credit protection agencies. As a result, it becomes easier to:
- Request cards;
- Obtaining loans;
- Approve financing.
Improved Score
Furthermore, the credit score tends to improve gradually after the situation is resolved.
Greater Financial Control
With organized installments, the monthly budget becomes more predictable. Consequently, the student reduces the risk of new debt.
Return to the Credit Market
Similarly, regularization allows one to regain access to important financial services.
